Social Problem - There are two specific explanations of poverty

Social Problem

There are two specific explanations of poverty: According to the individualistic explanation, those living in poverty have personal problems and deficiencies that are responsible for their poverty, or the blaming-the-victim approach. According to the structural explanation, or the blaming-the-system approach, poverty stems from problems in American society that lead to a lack of equal opportunity and a lack of jobs.

Post to the discussion forum by responding to the prompt below:

Discussing poverty in the United States, which individualist or structural view makes more sense to you?  Explain why?