Please help me with this financial homework

Read the Financial Planning Case at the end of Chapter 13, “First Budget, Then Invest for Success!” Answer the three questions listed below.

1. How would you rate the financial status of the Garners before the air conditioner broke down?
2. The Garners’ take-home pay is over $4,500 a month. Yet, after all expenses are paid, there is only a $220 surplus each month. Based on the information presented in this case, what expenses, if any, seem out of line and could be reduced to increase the surplus at the end of the month?
3. Given that both Joe and Mary Garner are in their mid-30s and want to retire when they reach age 65, what type of investment goals would be most appropriate for them?

Post your position in the discussion board in at least 200 words.