How would you respond to someone who presents you with the arguments

How would you respond to someone who presents you with the arguments proposed by Social Darwinists, OR the stories written by Horatio Alger, OR Carnegie's Gospel of Wealth (choose ONLY ONE of these), to explain the success or failures of individuals in the society? What evidence would you use to support your position? For this discussion, you must first identify and present their arguments, and then your counterargument. As you collect your information for this discussion you should keep in mind the opportunities that were available to many, but also the climate of racism that permeated parts of the American society and the legalized discrimination that existed.