Fin320 Final Project Part III 2017

Final Project Part III
Part III Overview
To make corporate finance decisions, take an advanced finance course, or pursue a career in finance, you will need to understand basic concepts. This includes going beyond the number crunching and reading graphs in order to analyze various financial indicators. This analysis can lead to many important decisions in your financial career. For this part of the final project, you will be given a scenario in which you are asked to illustrate your financial knowledge and analysis skills.
This part of the assessment addresses the following course outcomes:
· Analyze the roles and responsibilities of financial managers in confirming compliance with federal and shareholder requirements
· Differentiate between various financial markets and institutions by comparing and contrasting options when selecting appropriate private and corporate investments
· Compute financial ratios, time value, variables, and returns using industry standard tools for optimizing financial success
· Analyze corporate financial data for multiple companies in evaluating past and future financial performances
Part III Prompt
The results of both sections of your employment examination have finally been received, and you were offered the position. You have a few important decisions to make before you can formally accept or decline the position. When composing your answers to these decisions, ensure that they are cohesive and read like a short essay.
Your submission must address the following critical elements:
I. School Versus Work
A. The school you would like to attend costs $100,000. To help finance your education, you need to choose whether or not to sell your 1,000 shares of Apple stock, 1,000 EE Savings Bonds (with $100 denominations and 4.25% coupon rate) that are five years from their 30-year maturity date, or a combination of both. Provide the appropriate data and calculations that you would perform to make this decision.
B. What are the advantages and disadvantages of selling a combination of stocks and bonds? Be sure to support your answers.
C. Suppose that you choose to sell your stocks, bonds, or a combination of both. What is your choice, and what is your financial reasoning behind this choice? Consider supporting your answer with quantitative data.
D. Suppose that you choose to accept the job. What is your financial reasoning behind this choice? Be sure to support your answer with quantitative data.
II. Bonus Versus Stock
A. The company has offered you a $5,000 bonus, which you may receive today, or 100 shares of the company’s stock, which has a current stock price of $50 per share. Mathematically, what is the best choice? Why?
B. What are the advantages and disadvantages of each option? Be sure to support your answers.
C. What would you ultimately choose to do? What is your financial reasoning behind this choice? Consider supporting your answer with quantitative data.
III. Compliance
A. While investigating the shares offered to you by your potential boss, you discover that the company you are considering working for is not registered as required under the Securities Act of 1933. How does this influence you as a potential employee and as a potential shareholder? Be sure to reference any applicable statutes or laws.
B. You know that accepting this job may eventually lead to a promotion into the role of the financial manager. As the potential financial manager, what federal and shareholder requirements would you need to be familiar with in order to ensure that you are being completely compliant?
Final Project Part III Rubric
Guidelines for Submission: Please ensure that your decision plan is submitted as one comprehensive and cohesive short essay. It should use double spacing, 12-point Times New Roman font, and one-inch margins. Citations should be formatted according to APA style.
Instructor Feedback:This activity uses an integrated rubric in Blackboard. Students can view instructor feedback in the Grade Center. For more information,review these instructions.
Critical Elements |
Exemplary |
Proficient |
Needs Improvement |
Not Evident |
Value |
School Versus Work: |
Accurately calculates the worth |
Calculates the worth of stocks, |
Does not calculate the worth of |
11.88 |
|
Finance Your Education |
of stocks, bonds, and |
bonds, and combinations of |
stocks, bonds, and combinations |
||
combinations of stocks and |
stocks and bonds, but calculation |
of stocks and bonds (0%) |
|||
bonds, including the appropriate |
is inaccurate or appropriate data |
||||
data and calculations with |
and/or calculations are not |
||||
submission (100%) |
included in submission (55%) |
||||
School Versus Work: |
Meets “Proficient” criteria and |
Comprehensively differentiates |
Differentiates the advantages and |
Does not differentiate the |
11.88 |
Advantages and |
provides historical data, as well |
the advantages and |
disadvantages of selling a |
advantages and disadvantages of |
|
Disadvantages |
as quantitative data, to support |
disadvantages of selling a |
combination of stocks and bonds, |
selling a combination of stocks |
|
answer (100%) |
combination of stocks and bonds |
but analysis is not comprehensive |
and bonds (0%) |
||
and provides support for answer |
or support is cursory or missing |
||||
(85%) |
(55%) |
||||
School Versus Work: |
Meets “Proficient” criteria and |
Examines choice to sell stocks, |
Examines choice to sell stocks, |
Does not examine choice to sell |
7.92 |
Choose to Sell |
supports examination with |
bonds, or combination of both, |
bonds, or combination of both, |
stocks, bonds, or combination of |
|
quantitative data (100%) |
explaining the financial |
but explanation of the financial |
both (0%) |
||
reasoning behind the choice |
reasoning behind the choice is |
||||
(85%) |
cursory or missing (55%) |
||||
School Versus Work: |
Meets “Proficient” criteria and |
Examines choice to accept the |
Examines choice to accept the |
Does not examine choice to |
7.92 |
Accept the Job |
supports examination with |
job, explaining the financial |
job, but explanation of the |
accept the job (0%) |
|
quantitative data (100%) |
reasoning behind the choice |
financial reasoning behind the |
|||
(85%) |
choice is cursory or missing (55%) |
||||
Bonus Versus Stock: |
Meets “Proficient” criteria, and |
Accurately calculates the best |
Calculates the best choice of |
Does not calculate the best choice |
11.88 |
Offered |
explanation of the best choice |
choice of receiving a cash bonus |
receiving a cash bonus versus |
of receiving a cash bonus versus |
|
demonstrates nuanced |
versus receiving company stock, |
receiving company stock, but |
receiving company stock (0%) |
||
understanding of the time-value |
including an explanation of the |
calculation is inaccurate or |
|||
of money (100%) |
best choice (85%) |
explanation of best choice is |
|||
cursory or missing (55%) |
Bonus Versus Stock: |
Meets “Proficient” criteria, and |
Comprehensively analyzes the |
Analyzes the advantages and |
Does not analyze the advantages |
11.88 |
Advantages and |
analysis includes quantitative |
advantages and disadvantages of |
disadvantages of the cash and |
or disadvantages of the cash and |
|
Disadvantages |
data (100%) |
the cash and stock options, |
stock options, but analysis is not |
stock options (0%) |
|
supporting each option (85%) |
comprehensive or support for |
||||
each option is cursory or missing |
|||||
(55%) |
|||||
Bonus Versus Stock: |
Meets “Proficient” criteria and |
Chooses cash or stock option, |
Chooses cash or stock option, |
Does not choose cash or stock |
7.92 |
Choose |
supports choice with |
including logical financial |
including financial reasoning |
option (0%) |
|
quantitative data (100%) |
reasoning behind the choice |
behind the choice, but reasoning |
|||
(85%) |
is illogical or missing (55%) |
||||
Compliance: |
Meets “Proficient” criteria and |
Comprehensively analyzes the |
Analyzes the influence of |
Does not analyze the influence of |
11.88 |
Investigating |
references demonstrate |
influence of noncompliance on |
noncompliance on potential |
noncompliance on potential |
|
knowledge of current events in |
potential employees and |
employees and potential |
employees or potential |
||
finance (100%) |
potential shareholders, including |
shareholders, but analysis is not |
shareholders (0%) |
||
references to statutes and laws |
comprehensive or support does |
||||
in analysis (85%) |
not include references to statutes |
||||
or laws (55%) |
|||||
Compliance: Accepting |
Meets “Proficient” criteria, and |
Comprehensively analyzes the |
Analyzes the federal and |
Does not analyze the federal and |
11.88 |
analysis demonstrates nuanced |
federal and shareholder |
shareholder requirements |
shareholder requirements |
||
understanding of requirements |
requirements necessary for a |
necessary for a financial manager |
necessary for a financial manager |
||
for compliance with federal laws |
financial manager to become |
to become familiar with in order |
to become familiar with in order |
||
(100%) |
familiar with in order to ensure |
to ensure compliance, but |
to ensure compliance (0%) |
||
compliance (85%) |
analysis is not comprehensive |
||||
(55%) |
|||||
Articulation of |
Submission is free of errors |
Submission has no major errors |
Submission has major errors |
Submission has critical errors |
4.96 |
Response |
related to citations, grammar, |
related to citations, grammar, |
related to citations, grammar, |
related to citations, grammar, |
|
spelling, syntax, and |
spelling, syntax, or organization |
spelling, syntax, or organization |
spelling, syntax, or organization |
||
organization and is presented in |
(85%) |
that negatively impact readability |
that prevent understanding of |
||
a professional and easy to read |
and articulation of main ideas |
ideas (0%) |
|||
format (100%) |
(55%) |
||||
Earned Total |
100% |

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Rating:
5/
Solution: Fin320 Final Project Part III 2017