Discussion - Bank failures and bank diversification

Discussion Question 

Review the two articles about bank failures and bank diversification that are found below this. Economic history assures us that the health of the banking industry is directly related to the health of the economy. Moreover, recessions, when combined with banking crisis, will result in longer and deeper recessions versus recessions that do occur with a healthy banking industry. 

https://www.frbsf.org/economic-research/publications/economic-letter/2006/may/bank-diversification-economic-diversification/

2. Locate two JOURNAL articles which discuss this topic further. You need to focus on the Abstract, Introduction, Results, and Conclusion.