APU HRMT412 WEEK 6 quiz 3

Question 1 of 10

10.0/ 10.0 Points

What is disability insurance?

A.Insurance that replaces income for employees who become unable to work on a regular basis because of an illness or injury.

B.Insurance that pays for helth care resultant from an injury.

C.Insurance that pays the beneficiary a death benefit.

D.Insurance that covers an employee against job loss.

Question 2 of 10

10.0/ 10.0 Points

Short-term disability insurance, provides benefits for limited periods of time, usually less than how many months?

A.Nine months.

B.12 months.

C.Six months.

D.Eighteen months.

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Question 3 of 10

10.0/ 10.0 Points

Long-term disability insurance, provides benefits for extended periods of time anywhere between six months and life.

A. True

B. False

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Question 4 of 10

10.0/ 10.0 Points

The Occupational Safety and Health Act (OSHA) was passed in the early 1870s.

A. True

B. False

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Question 5 of 10

10.0/ 10.0 Points

What is the name of the 1990 amendment to the ADEA that generally bans the termination of an employee’s long-term disability benefits

for active employees based on age?

A.The Privacy Act of 1974.

B.The FICA Act of 1964.

C.The EEOC Act of 1990.

D.The Older Workers Benefit Protection Act (OWBPA).

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Question 6 of 10

10.0/ 10.0 Points

Employer-sponsored life insurance protects family members by paying a specified amount to an employee’s beneficiaries upon the employee’s death.

A. True

B. False

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Question 7 of 10

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The Social Security Act was passed in what year?

A.1935

B.1965

C.1870

D.1964

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Question 8 of 10

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Unemployment Insurance provides annual income to individuals who become unemployed through no fault of their own.

In

A. True

B. False

Feedback: In. See page 212 from the text

Question 9 of 10

10.0/ 10.0 Points

Most states impose a waiting period of how long before paying unemployment benefits?

A.Usually one month following submission of a claim.

B.Usually two weeks following submission of a claim.

C.Usually one week following submission of a claim.

D.Usually 90 days following submission of a claim.

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Question 10 of 10

10.0/ 10.0 Points

How are unemployment benefits financed?

A.Unemployment insurance benefits are financed by employee income taxes.

B.Unemployment insurance benefits are financed by so called "sin" taxes by individuals.

C.Unemployment insurance benefits are financed by federal and, sometimes, state taxes levied on employers.

D.Unemployment insurance benefits are financed by a national unemployment tax.